Housing Improvement · New Loan Support

It is a project to revitalize small-scale home improvement by residents by establishing a financing support plan for new construction/improvement costs in urban regeneration business areas and general low-rise residential areas.

Support target

• Eligibility for loan support: land owners who want to improve and build new homes
  • Children and tenants cannot apply
  • Cannot apply for transfer of ownership transfer after purchase contract (Only for owners registered)
  • Inquiry of the guarantee limit before applying for a loan: Ask the Woori Bank of each autonomous district for the guarantee limit
• Target housing: Single, multi-family, multi-family, conjoined housing only
  • • Deteriorated and defective housing 20 years after the date of approval for use. However, in the low-rise residential area other than the housing performance improvement support area, old and defective houses that have passed 10 years have passed.

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  • In the case of residential complex (housing + other) houses, it is limited to 50% or more of residential buildings.
  • Cannot apply if land and building owners are different
• Target area and application method
  • Housing performance improvement support area ⇒ Low interest loans (0.7%) + Dream home subsidies (optional)
    • In the city revitalization revitalization area and managed residential environment improvement project area, financing is available from the planning stage.
  • Other low-rise residential areas ⇒ 2% interest on the market interest rate
    • New town, redevelopment, reconstruction, etc. development (planned) areas except loan support (low interest loan, interest support)

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